| Checking Accounts | Overdraft Products | Credit Cards | Operations | Savings Accounts | 
|---|---|---|---|---|
| 
						
					 
					  $3000, $8 / m					 
					
					 What is needed as a combined balance in Value Checking to waive the fee? What is the fee? 
					 | 
				
				
						
					 
					  Account to account					 
					
					 Which overdraft protection has a $0 fee? 
					 | 
				
				
						
					 
					  Simply Rewards					 
					
					 \Which credit card offers 3 points on groceries, gas, wholesale, and discount stores? 
					 | 
				
				
						
					 
					  Expedited Funds Availability Act					 
					
					 What is the act that implemented Reg CC? 
					 | 
				
				
						
					 
					  $25					 
					
					 What is the opening deposit for a youth savings? 
					 | 
						
| 
						
					 
					  $2 each					 
					
					 What is the fee for non-umb ATM withdrawals for Free Checking? What other fee could there be? 
					 | 
				
				
						
					 
					  3% fee, $10 min $25 max					 
					
					 What is the fee for a credit card overdraft transfer? 
					 | 
				
				
						
					 
					  3 years					 
					
					 How long will points last before they expire for the travel select card? 
					 | 
				
				
						
					 
					  Truth in savings act					 
					
					 What is regulation DD? 
					 | 
				
				
						
					 
					  Money market					 
					
					 What is the best option for a client needing a debit card for their savings account? 
					 | 
						
| 
						
					 
					  $5000 average monthly collected balance, $10,000 in combined deposit balances, $25,000 in combined deposit and loan balances.					 
					
					 What are the ways to waive the fee for the Select checking? 
					 | 
				
				
						
					 
					  $10, if over $5 of overdraft.					 
					
					 What is the fee for totalcheck overdraft protection? 
					 | 
				
				
						
					 
					  0% APR 12 months					 
					
					 What is the current intro promotion for our credit card? 
					 | 
				
				
						
					 
					  $5,525					 
					
					 What is the threshold for us to apply a large deposit hold? 
					 | 
				
				
						
					 
					  $25, $25,000 min daily balance					 
					
					 What is the monthly fee for our premium savings account? How can it be waived? 
					 | 
						
| 
						
					 
					  Select checking					 
					
					 What is the ideal account for someone who gets direct deposit monthly and had a mortgage with us? 
					 | 
				
				
						
					 
					  18% APR					 
					
					 What is the interest rate for totalcheck overdraft protection? 
					 | 
				
				
						
					 
					  travel select, direct cash, simply rewards					 
					
					 Name our three credit cards 
					 | 
				
				
						
					 
					  Two associates actively engaged in a process.					 
					
					 What is dual control? 
					 | 
				
				
						
					 
					  youth savings, umb savings, money market savings, premium savings					 
					
					 Name our four savings accounts? 
					 | 
						
| 
						
					 
					  Select and value					 
					
					 Which checking accounts offer free money orders and cashiers checks? 
					 | 
				
				
						
					 
					  Credit card overdraft, account to account, totalcheck					 
					
					 Name our three overdraft protection options? 
					 | 
				
				
						
					 
					  Direct Cash					 
					
					 What card offers a 10% discount when redeeming points directly into a checking or savings account? 
					 | 
				
				
						
					 
					  4810					 
					
					 What is our security code? 
					 | 
				
				
						
					 
					  $2, no					 
					
					 What does UMB charge for a non-umb withdrawal on our savings accounts? Is this the only fee? 
					 |