Checking Accounts | Overdraft Products | Credit Cards | Operations | Savings Accounts |
---|---|---|---|---|
What is needed as a combined balance in Value Checking to waive the fee? What is the fee?
$3000, $8 / m
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Which overdraft protection has a $0 fee?
Account to account
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Which credit card offers 3 points on groceries, gas, wholesale, and discount stores?
Simply Rewards
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What is regulation CC?
Expedited Funds Availability Act
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What is the opening deposit for a youth savings?
$25
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What is the fee for non-umb ATM withdrawals for Free Checking? What other fee could there be?
$2 each
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What is the fee for a credit card overdraft transfer?
3% fee, $10 min $25 max
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How long will points last before they expire for the travel select card?
3 years
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What is regulation DD?
Truth in savings act
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What is the best option for a client needing a debit card for their savings account?
Money market
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What are the three ways to waive the fee on a Select Checking account?
$5000 average monthly collected balance, $10,000 in combined deposit balances, $25,000 in combined deposit and loan balances.
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What is the fee for totalcheck overdraft protection?
$10, if over $5 of overdraft.
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What is the current intro promotion for our credit card?
0% APR 12 months
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What is the threshold for us to apply a large deposit hold?
$5,525
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What is the monthly fee for our premium savings account? How can it be waived?
$25, $25k min daily balance
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What is the ideal account for someone who gets direct deposit monthly and had a mortgage with us?
Select checking
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What is the interest rate for totalcheck overdraft protection?
18% APR
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Name our three credit cards
travel select, direct cash, simply rewards
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What is dual control?
Two associates actively engaged in a process
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Name our four savings accounts?
youth savings, umb savings, money market savings, premium savings
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Which accounts offer free cashiers checks and money orders?
Select and value
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Name our three overdraft protection options?
Credit card overdraft, account to account, totalcheck
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What card offers a 10% discount when redeeming points directly into a checking or savings account?
Direct Cash
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What is our security code?
4810
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What does UMB charge for a non-umb withdrawal on our savings accounts? Is this the only fee?
$2, no
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