Time | Motivation | Goals | Budgeting | Finances |
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A pro to using a digital planner is, you can use reminders to help you stay on track. True or False?
TRUE
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Planning ahead is the single best way to stay focused and motivated to reach your goal. True or False?
TRUE
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What does the acronym S.M.A.R.T stand for?
Specific, Measurable, Attainable, Relevant, and Time
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Which 2 forms of tuition do not need to be paid back?
Scholarships and Grants
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When avoiding debt, what are 2 ways to make sure your debt is avoided?
1. Not getting cash advances 2. Not using more than one credit card
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A paper planner can get distracting if left out while doing homework. True or False?
FALSE
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_________ is a way of thinking that lets one put off doing something that should be done now.
PROCRASTINATION
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What are the names of the 3 different types of goals when looking at time?
Short-term, Mid-term, and Long-term goals
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Making a budget is a very valuable tool for controlling your personal ______.
Finances
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College is expensive. What are a few ways in which you can save money to be good financially?
1. Job/Student Job/ Self-Employment 2. Spending less all together 3. Creating a budget and keeping track of spending
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Besides a planner, what is one other tool to use to better manage your time?
Dynamic task list or rote action forms
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Name one tip for staying motivated.
1. Thinking about the possible results 2. Short-term advantages 3. Say it out loud 4. Remember your successes 5. Technology away 6. Reward yourself
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What do short-term goals focus on?
What can be done today, next few days, or weeks
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If you are young, responsible use of credit cards is a good way to ____ ______ ______.
Build Credit Score
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Avoiding student loans all together is not something that happens often so when paying student loans back you should...?
1. Prioritize your money into what really matters 2. Be able to pay them in full when making the payment
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What are the names of the four quadrants?
"The Procrastinators"
"The Planners" "The CoDependents "The Time-Wasters |
One characteristic of successful people is accepting that life is full of ______ and ______.
CHANGE and INTERRUPTION
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When S.M.A.R.T goal setting, what does "specific" mean?
Who, What, Where, When, and Why
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What are the 3 categories of financial aid offered at every college?
1. Scholarships and Grants 2. Student Loans 3. Work Study Programs
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Should I even consider paying my tuition with any student loans?
1. You should use the gaps in your tuition for loans 2. Go for other financial aid scholarships, grants, etc.
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Scheduling your study time after ___ _____ _____ is most effective?
The class meeting
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These goals involve a plan for this school year and the time you plan to remain in college.
Short-term, Mid-term, and Long-term goals
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What are people called when they can easily make decisions that lead them to achieve their goals?
Goal-Oriented
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_______ loans are loans with no interest until after graduation.
Subsidized Loans
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If budgeting is something you struggle with, what are some ways you can get more on top of it?
1. Excel spreadsheets 2. Other apps and websites such as Mint, Netsuite, etc.
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