| Whats that Product? | How Much? | Fees | Potpourri | Does and Donts | 
|---|---|---|---|---|
| 
						
					 
					  Funds Manager					 
					
					 Higher Interest savings account. 
					 | 
				
				
						
					 
					  6					 
					
					 How many withdrawals are allowed per month on a Funds Manager? 
					 | 
				
				
						
					 
					  5.00					 
					
					 What is the fee for a copy of a check? 
					 | 
				
				
						
					 
					  ACH withdrawals and Checks					 
					
					 What does ODP cover? 
					 | 
				
				
						
					 
					  no					 
					
					 Can members make deposits using the ATM? 
					 | 
						
| 
						
					 
					  Roth IRA					 
					
					 IRA that is Tax Exempt.  
					 | 
				
				
						
					 
					  5000					 
					
					 What is the Maximum Daily amount for Mobile Check Deposits? 
					 | 
				
				
						
					 
					  25.00					 
					
					 How much does skip a pay cost? 
					 | 
				
				
						
					 
					  13.66%					 
					
					 What is our 2019 Lending Growth Goal? 
					 | 
				
				
						
					 
					  Use once every 365 days (rolling)					 
					
					 What do Member's need to do to keep their account from going Dormant? 
					 | 
						
| 
						
					 
					  Bill Pay					 
					
					 Starts charging a fee after 3 Months of Inactivity. 
					 | 
				
				
						
					 
					  300					 
					
					 How much can a member withdraw from an ATM per day? 
					 | 
				
				
						
					 
					  0					 
					
					 What is the fee to do a cash advance on a CU Credit Card? 
					 | 
				
				
						
					 
					  1932					 
					
					 When was the Credit Union Founded? 
					 | 
				
				
						
					 
					  Receive balances and make transfers					 
					
					 What can members do with text banking? 
					 | 
						
| 
						
					 
					  Personal Loan					 
					
					 Loan with Max term of 60 Months. 
					 | 
				
				
						
					 
					  100					 
					
					 What is the minimum balance to open a Coverdell ESA? 
					 | 
				
				
						
					 
					  180 days of dividends					 
					
					 What is the fee for a Certificate with a term of more than 6 months? 
					 | 
				
				
						
					 
					  Feb. 1st-Sept. 30th 					 
					
					 What are the dates that you receive a fee for withdrawing out of the Christmas Club? 
					 | 
				
				
						
					 
					  70 1/2					 
					
					 At what age does a member have to start taking out of their IRA? 
					 | 
						
| 
						
					 
					  E-Notices					 
					
					 Alert about  Insufficient Funds, Overdraft Transfers, Overdraft Protection, Late Payment Notices, or Certificate Renewals 
					 | 
				
				
						
					 
					  6000					 
					
					 If a member is under 50 years old, what is the Most they can contribute the a traditional IRA per year? 
					 | 
				
				
						
					 
					  25.00					 
					
					 What is the current late fee for loans (Minus Visa)? 
					 | 
				
				
						
					 
					  Once every 60 Days					 
					
					 How often must members log into there online banking to keep it from locking? 
					 | 
				
				
						
					 
					  PIN based transactions (debit)					 
					
					 What transactions do not get rounded up with round up savings? 
					 |