Terms up to 24 months
$500/min - $3000 max

People who live, work or worship in the counties we serve

Up to 100 % financing terms up to 84 months

Martin Eakes

Bring concerns you have directly to the colleague(s) involved. Avoid water cooler talk and actively discourage it when encountered. Lead by example

Maximum amount $470
Maximum term 12mos
APR 15%

Members or entities who have at least $5 on deposit in any account

Secured with a Self-Help Federal deposit and provides a fair way to borrow cash and build credit

$77 at a bake sale

Be quick to listen and slow to speak. Actively seek diverse perspectives. Don't react to a problem until you explore and understand all points of view

A tool to assist the loan officers in the decision process

The account is established in the beneficiary's name; the primary member is the sole beneficiary

One free box of checks per year
Discounted pricing on notary service
Unlimited free teller checks per month

Merged with SHFCU in 2012

Always communicate with good intentions, and assume the same of others. If you find yourself wondering about someone's motive, ask clarifying questions

Established to provide sufficient income to grow the credit union.

It is important to close the account and open a new account under the joint owner's name. It is not acceptable to remove the primary member's name and add the joint in his or her place.

Variety of terms and options

Both a credit union and a hybrid check casher

Don't avoid conflict-respectful disagreement and robust debate usually lead to better decisions. Once a decision is made, commit to making it work.

$20,000
$75,000

New members/clients
New business accounts
All teller checks purchases over $5000
Borrowers, co-borrowers, guarantors and/or co-signers

Solutions for borrowers with limited or damaged credit

Self-Help Credit Union
Capital Ventures Fund
Center for Responsible Lending

Be present in meetings. Speak your piece. Be curious and ask enough questions so you could make the decision if it was yours to make.