Saving It All | Checking Off The List | Financial Services for YOU | Borrowed Funds | Hidden Gems You Didn’t Know |
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Young Investors Club, College & Career Savings, Savings
What are the 3 starting savings accounts that BayPort offers?
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$2.00 per month
What is the fee for not being enrolled in eStatements for a Rewards Checking account?
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Enterprise, GAP, Warranty
If a member is looking for a car, what vehicle service can we offer?
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18 years old
How old must you be to solely apply for a loan?
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60 years old or older
How do you get two free boxes of checks annually?
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You must have a High Yield Checking or a Cash Back Checking
What requirements must you have to be qualified for a High Yield Savings account?
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Depends on Relationship type. $300 for Classic/$500 for Preferred, Select, or Premier
How much can you withdrawal per business day at the ATM?
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Mark McKnight and Margaret Taylor. Tina Sawyer is who you would send the referral to.
Who are our BP Financial Advisors?
EXTRA 100 POINTS!!! Who do you send your referral to to see them? |
2% of the outstanding balance
What is the minimum payment for a Flexline?
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Savings, High Yield Savings, and Flexline
What accounts a can be used as Overdraft Protection?
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At least a $10 monthly deposit, otherwise it earns the 3rd tier’s rate
what must you do to continue earning the highest yielding dividends in the Fast Start Savings?
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First 2 can be the same or a combination; any more after must be a Personalized Checking
How many checking accounts can a member have?
EXTRA 100 POINTS!!! Same type or Combination? |
Free to Members
How much does it cost for any of BayPort’s Services?
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Preferred, Cash Back, Rewards, and Secured. Cash Back earns 1% every purchase (promo for the year is 5% on different quarterly categories), Rewards earns 1 point for every dollar spent (promo for the year is 2x point on different quarterly categories), Preferred is our lowest interest rate.
What types of Credit Cards do we offer?
EXTRA 100 POINTS!!! What are their benefits/features? |
You can only have 3
How many ODP Repayment Plans can you have for the life of the account?
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3 per month if a balance is less than $500 in the Savings and they don’t have a checking
What is the Single Service low balance fee?
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$250; low balance fee of $6 if balance is not met or over
What is the Average Daily Balance for a Personalized Checking account?
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Financial Counseling for members via phone, works with creditors to reduce payments, Debt Management Plans( Up to $50 fee may apply), and HELOC and Reverse Mortgage Counseling also is available
What is GreenPath?
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Credit Score 400 or better, No Active ODP Repayment Plans or Active Bankruptcies, Direct Deposit of at least $500, be in good standing at the time of application, be employed by the same employer or have verifiable income for the last six months, meet income requirements (PayDay $250 - member 90 days, Pay Day $500 - member 1 year with no delinquency on any BayPort loans or credit cards for the past 6 months)
Name 3 requirements for a Pay Day Loan
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Last 4 of Social Security Number and Address if not the same on ID present in front of you
EXTRA 100 POINTS!!! What must you ask for verification before doing a Shared Branch transaction?
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Classic is what you begin with, Preferred - Checking with Direct Deposit OR $10,000 Average Daily Balance in Savings or Checking, Select - Checking with Direct Deposit AND $15,000 total loans or deposits, Premier - Checking AND eBranch and eStatements
EXTRA 100 POINTS!!! How do you meet the different BayPort Relationships on your account?
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EStatements, 15 debit card transactions (Debit/Credit) monthly, 1 ACH (Credit/Debit) monthly
What are the requirements of a High Yield Checking?
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Vehicles, Homes, Renters or Rental Properties, Condos, Boats, Flood Insurance, Liability Umbrella Polices, and Life Insurance
Name 3 or more products we cover with BayPort Insurance
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Indirect Auto Loans are auto loans done at the dealership, Direct Auto Loans are done in the branch with a Member Service Representative or via phone through the Contact Center
What is the difference between an Indirect Auto Loan and a Direct Auto Loan?
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$250,000 through NCDU (National Credit Union Administration)
Your account is federally insured up to what amount through who?
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