KIQ | PRECISE ID | DOCUSIGN | FRAUD | VOR |
---|---|---|---|---|
What is 2
THIS NUMBER OF INCORRECT QUESTIONS IS CONSIDERED A FAILURE OF REQUIRED KIQ.
|
What are EXCLAMATION POINT, RED "X".
PRECISEID ERRORS ARE INDICATED BY THESE SYMBOLS.
|
What is LETTERS & DOCS
SENDING DOCUMENTS IS COMPLETED QUICKLY USING THIS TAB WITHIN MERIDIANLINK.
|
What is THE POTENTIAL FRAUD QUEUE
THIS IS WHERE POTENTIALLY FRAUDULENT APPLICATIONS ARE HOUSED WITHIN MERIDIANLINK.
|
What is ADDRESS DISCREPANCY
VOR IS REQUESTED WHEN PRECISEID/CREDIT REPORTS CONTAIN THIS FRAUD INDICATOR.
|
What is 2
THIS IS THE NUMBER OF TIMES THAT KIQ QUESTIONS CAN BE GENERATED PER APPLICANT PER APPLICATION.
|
What is SSN, ADDRESS, PHONE, DOB, DL. (BONUS: OTHER)
THESE AREAS ARE VALIDATED USING PRECISE ID TO DETERMINE THE IDENTITY / RISK OF POTENTIAL MEMBERS.
|
What is SECONDARY ACCOUNT
THIS DOCUSIGN PDF GROUP WOULD BE SENT WHEN A SECONDARY APPLICATION IS CREATED.
|
What is INVALID/INCORRECT SOCIAL SECURITY NUMBER
THIS INCONSISTENCY WITHIN AN APPLICATION IMMEDIATELY QUALIFIES THE APPLICATION FOR FRAUD INVESTIGATION.
|
What is HOUSEHOLD UTILITY BILL, RESIDENTIAL LEASE AGREEMENT, PHOTO ID.
THE FOLLOWING DOCUMENTS ARE ACCEPTABLE AS VOR UNDER THE FRAUD MITIGATION PROCEDURE.
|
What is EXPERIAN
THIS REPORTING SERVICE PROVIDES INFORMATION THAT IS USED TO GENERATE KIQ.
|
What is PHONE NUMBER
THIS AREA, THE MOST COMMON FAILURE WITHIN PRECISEID, IS RARELY USED TO IDENTIFY AN APPLICANT.
|
What is AN SMS TEXT
THIS IS THE VERIFICATION METHOD THAT MUST BE UTILIZED WHEN APPLICANTS ACCESS A DOCUSIGN PACKET.
|
What is CONFIRMED FRAUD QUEUE & RISK MANAGEMENT
APPLICATIONS DETERMINED TO BE FRAUDULENT ARE PLACED HERE AND FORWARDED TO THIS DEPARTMENT.
|
What is FALSE
TRUE OR FALSE: VOR IS REQUIRED ANY TIME AN EXCLAMATION MARK APPEARS WITHIN THE PRECISEID REPORT.
|
What is ANY/ALL
APPLICATIONS RECEIVED WITH THESE STATUSES MAY NOT HAVE GENERATED KIQ.
|
What is FLORIDA
THIS IS THE ONLY STATE IN WHICH DRIVER'S LICENSE / PHOTO ID INFORMATION IS AVAILABLE FOR VALIDATION WITHIN PRECISEID.
|
What is ADVERSE ACTION
THIS DOCUSIGN PDF GROUP WOULD BE SENT WHEN AN APPLICATION IS CANCELLED DUE TO UNPAID CLOSURES WITH OTHER INSTITUTIONS.
|
What is 30
POTENTIALLY FRAUDULENT APPLICATIONS MAY SIT IN THE POTENTIAL FRAUD QUEUE FOR THIS MANY DAYS BEFORE BEING VOIDED.
|
What are BRANCH MANAGERS
THESE LEADERS IN GULF WINDS HAVE THE AUTHORITY TO ACCEPT VOR THAT IS NOT AUTHORIZED WITHIN THE FRAUD MITIGATION PROCEDURE.
|
What is NO ESTABLISHED CREDIT/CREDIT HISTORY
AN ERROR MESSAGE WHEN ATTEMPTING TO PULL KIQ MAY BE INDICATIVE OF THIS SCENARIO.
|
What is KIQ
THESE QUESTIONS, DERIVED FROM THE CREDIT REPORT ARE HOUSED WITHIN PRECISEID.
|
What is WEB FORM
ADDITIONAL INFORMATION REGARDING ADVERSE ACTION NOTICES DUE TO UNPAID CLOSURES WITH OTHER INSTITUTIONS IS SENT OUT USING THIS QUASI AUTOMATED COMMUNICATION DEVICE.
|
What is REFERRED
APPLICATIONS DETERMINED NOT TO BE FRAUDULENT BY THE FRAUD INVESTIGATOR ARE RETURNED TO THIS QUEUE FOR PROCESSING.
|
What is .05%
VOR ERRORS MADE UP THIS PERCENTAGE OF BSA ERRORS RELATIVE TO MERIDIANLINK DURING 2018.
|