A loan that is secured by real property

This figure is used in over 95% of credit decisions, it's reflects your overall credit worthiness

A loan that exceeds the conforming loan limits established by Fannie Mae or Freddie Mac, usually needed on high end properties

This term applies to any type of finance secured against a property you currently own

Someone who lives in an underground room where wine is stored

A mortgage that has a fixed rate of interest for only a set period of time, typically one, three or five years

The type of credit pull that will appear as a credit pull on your report

A process of deciding whether to make a loan based on your credit reputation, income, debt, appraised value of the house and other factors.

The Fed says bigger banks can risk more because Uncle Sam won't let them go under, this 4-word principle

The location for a 12-round match

This calculation is done by dividing the amount of the mortgage by the value or price of the home

This is the biggest contributing factor in credit scoring

In 2011 85% of Las Vegas mortgage holders owed more than the house was worth--hold your breath, because your this

The interest or dividends you get, or a sign saying you must give up the right-of-way

A senior person who joins metal parts together using heat

Expenses incurred by buyers when purchasing real estate. These costs are in addition to the price of the property and are usually paid at closing.

This is the highest credit score you can achieve, according to the credit reporting agencies

Often physically attached to the home, they're items that were once personal property but are now part of the sale

Reducing a loan with payments covering principal & interest is called this, from the Latin for "dead"

A fondness for the Father, Son & Holy Spirit

The amount your property is currently worth, minus the amount of any existing mortgages on your property.

The 2nd biggest factor in credit scoring

This term refers to a right to cross or otherwise use someone else's land for a specified purpose.

From the Old French for "slice", it's a pool of debt such as mortgages sold to an investor

A faithful king, queen or prince