| Long term care insurance | No long term health care health care cost 2022 | Medicare/Medicaid |
|---|---|---|
|
What does LTC cover?
LTC provides nursing-home care, home-health care, and personal or adult daycare for individuals age 65 or older
|
What is the average cost of a one day stay?
A $260 B $50 C $425
$260
|
Medicaid is only state funded
T or F
F Federally and state funded program
|
|
Which is the largest payer for home health services? (starts with a m )
Medicare
|
One-bedroom unit in an assisted living facility
A $90 B $70 C 140
$140
|
Medicare benefits elderly and disabled OR
Medicare benefits pregnant woman people with disabilities and low income citizens of any age
Medicare benefits elderly and disabled
|
|
most financial planners suggest that you purchase long-term care insurance by the time you're 80
T or F
F 65
|
For medicate you pay little to nothing for coverage
T or F
T
|
|
|
traditional or stand-alone policy and hybrid policy are the only 2 types of LTC insurance policies?
T
|
What is the average hourly pay of a health aid?
A $35 B $20 C$30
$20
|
which pays for long term custodial care? ( care which is primarily for the purpose of assisting the individual in the activities of daily living or in meeting personal rather than medical needs)
Medicaid
|
|
What is the definition of long term care
a variety of services designed to meet a person's health or personal care needs during a short or long period of time
|
The median yearly cost of nursing home care is more than $80,095 for a semi-private room
T or F
$93,075
|
Medicare program is the same nation wide?
T or F
T
|
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