A typical fannie/freddie loan

You haven't paid a creditor and now your debt has been sold to someone else

You are ready to order loan docs!!

Record of earnings for a defined period of time

Accompanies a purchase offer showing borrower can get a loan

A loan that uses 12-24 months of asset statements for income

You haven't paid your monthly debt on time

You must esign your loan docs

Monthly (sometimes quarterly) record of accumulated assets

Deed has been changed to show borrowers ownership of the property

a loan for people who do not have citizenship

Monthly debt for a car or loan with a set monthly amount owed

You are waiting for someone to make a decision on your loan paperwork

Employee sponsored personal pension accout

Fixing the rate regardless of market conditions

Loans for people with lots of money and no INCOME

debt where the balance and monthly debt change

Lender has sent their wire to escrow

Yearly record of income and expenses filed with the IRS

Paying down debt to increase FICO during a transaction

Loan that uses ONLY rents and equity to qualify

Collections that have little/no effect on your score and disregarded in the loan decision

Your loan has been sent to lender

$ paid regularyy to shareholder's from company profits

lists of cost for the loan