Home Auto Liability Random Topic Advanced
100
What is Building Codes Coverage?
This covers loss from enforcement of construction and repair regulations.
100
What is collision insurance?
Covers the damage to your vehicle when you rear end somebody.
100
What is bodily injury liability?
Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
300
What is Optional Equipment Coverage?
Covers modifications made to a vehicle such as tire rims.
500
What are price, persons involved, forms that are required, and lost wages, and funeral expenses?
These are the three main difference between PIP and Medical Payments.
200
What is Additional Living Expense
This coverage helps cover extra cost while your home is uninhabitable.
200
What is Comprehensive coverage?
If your neighbors tree falls on your car, this will cover the damages to your vehicle.
200
What is a Personal Umbrella Policy?
This extends your liability coverage if it runs out.
300
What is Under insured Motorist Property Damage?
Pays to replace your vehicle when you are hit by someone who doesn't have enough insurance.
500
What are Collision and Uninsured Motorist Property Damage?
The two main coverage's that could pay for your vehicle if you are involved in a hit-and-run accident.
300
What is Scheduled Personal Property?
This coverage extends the theft limit and adds coverage for breakage and loss to some of your personal property.
300
What is property damage liability?
This covers you if you party too hard one night and crash your car into someones living room.
300
What is Family Liability?
This will cover you if you are playing touch football in the park with friends and you injure them off premises from your home.
300
What is Flood Insurance?
This covers you during a heavy rain storm when rain covers your neighborhood and pours into your house.
500
What is liability Coverage?
This coverage has no deductible.
400
What is dwelling coverage?
Your freshly groomed tree falls through your roof. This coverage will cover your home.
400
What is Uninsured Motorist Bodily Injury?
Covers you and your family if you are involved in an accident with a hit-and-run driver.
400
What is a Personal Umbrella Policy?
Covers you if your 5 year old son injures another kid and you are sued.
300
What is Personal Property Coverage?
A home owners insurance policy covers up to 10% of __________ off premises.
500
What is Vandalism and Malicious Mischief?
This covers you when your tenant gets mad and spray paints your house before leaving.
500
What is Your Neighbors Dwelling Coverage?
Your tree falls on your neighbors shed. This coverage will cover his shed.
500
What is Personal Injury Protection?
When you rear end someone and get whip-lash this covers your loss wages while you heal.
500
What is Personal Injury?
This coverage will cover libel and slander.
300
What is Uninsured Motorist Property Damage?
This coverage has a $250 deductible.
500
What is Burglary?
This covers you if a bad person breaks into your rental property and steals your stereo equipment.






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