An exemption allowing allowing applicants 30 and older to qualify for catastrophic coverage.

percentage paid after meeting the deductible.

coverage you buy from the direct company, for example buying health insurance directly from BCBS rather than the marketplace.

medication w/ the same active ingredients as the brand name, usually costs less.

it is the percentage of the allowable amount that you pay for a covered service. In-network coinsurance usually cost less than out-of-network coinsurance.

The highest amount a policy holder would pay in a calendar year before the policy will pay 100% of the cost of covered in-network services.

lowest tier in a drug plan/ cost effective to a brand drug.

are the 10 categories that health insurance plans must cover under the ACA. Some of the categories include prescriptions, preventative care, and hospitalization.

a complaint or dissatisfaction with any aspect of operation or behavior of Medicare health plan.

health care that is received when you are admitted to a healthcare facility like a hospital or snf

A prescription drug sold under a specific company that has a patent protecting the specific drug.

extra saving , fpl 138% to 250%

buying health coverage through a health insurance exchange, such as the marketplace.

Skilled care directly in patients home, covered under Part A of Medicare.

this is a type of savings account that allows you to set money aside on a pre-tax basis to help you cover medial expenses.

A tax credit used to lower the monthly premium and taken in advance of the tax season.

someone is claiming a spouse or a child
anyone financial dependent.

a qualifying life event or hardship that subjects you from paying a tax penalty for not having health coverage

Covered under part B of Medicare, care received when a patient has not been admitted to a hospital as an impatient.

healthcare service and/or supplies needed to diagnose and/or treat an illness, injury, condition, or disease.

A medical diagnosis given prior to a policy effective date. Not a factor with ACA plans.

same benefits as a married couple.

is the list of drugs covered by a health insurance plan.

People who do not have health insurance and helps people shop for and enroll in affordable health insurance.

a group of facilities, providers, and suppliers that your health insurance has a contract with.