Homebuying Myths | Homebuying process | Working with an Realtor | Who to ask | Do's and Dont's |
---|---|---|---|---|
at least a 580
What is lowest credit score a future home buyer needs to purchase?
|
YES
Do I need a inspection even if its New construction?
|
YES
Do I really need a realtor to purchase a home
|
Lender
How much will my mortgage be?
|
Should I buy a car when trying to purchase a home?
DONT
|
No,
Explain: actually you will only need at least 3.5%
Do you have to have at least 20% down payment for your purchase?
|
Yes and NO
Should I buy the house that I first see?
|
YES
Do I need a realtor if im wanting new construction?
|
Lender
What type of loan do you think I qualify for?
|
Should I make a late payment on my credit card bill?
DONT
|
yes or no question depending on your rental goals.
Explain!
Is it cheaper to rent or to own?
|
YES and NO
If the seller says they are selling as is, do that mean I am stuck with what comes with the house
|
YES
Can a realtor help me hand in hand with the process?
|
Realtor
I saw house, can we view it?
|
Should I pull my credit score to see about where im at?
DO
|
NO
Do my student loans disqualify me from purchasing?
|
NO
what do you consider bad credit?
Can I purchase with bad credit?
|
NO
Do I as the buyer pay the realtor to help me find a home?
|
Lender
Can you tell me what my interest is going to be?
|
Should I continue making on time payments?
DO
|
NO
Are all lenders the same?
|
YES
Explain
Do I need to have some upfront money when purchasing?
|
YES
The seller is asking to much, can the realtor negotiate for me
|
Realtor
What areas are good school systems?
|
My bf/gf asked me to co sign for them, what should do?
DONT
|