A card that enables users to withdraw money from their checking accounts

The money you are paid before taxes are taken out

Something every spending plan should have

Factors that impact credit score

This payment method that lets you buy now and make payments later

Must become a member and is a non-for-profit bank

The money you actually take home after taxes are taken out

A plan for using your money in a way that best meets your wants and needs

The amount of money owed to a credit card company?

A type of account usually used to save up for big expenses like college, homes, and retirement

One of the factors people use when choosing a bank

The expenses that vary each month

The term used to describe the things you spend your money on

After graduating college, a student will be allowed a six month period before payments begin.

The cost for borrowing money

Interest, Fees, and Investments and Securities

This may include your paycheck, child support, alimony, investment income, etc.

Items that you must have to live, such as housing and food

One way to build your credit

Subsidized/ Unsubsidized

When you write a check, but you do not have enough money in your account

Taxes, insurance, retirement accounts, and bills taken out directly

Examples of this type of expense include groceries, wireless telephone, electricity, heating, and gasoline.

Score of 680-730

Using most or all of your available credit will make your credit score go _____.