A check that the bank guarantees payment

A tangible asset that is used to secure a loan

Deposits of $10,000 or more must be reported to

An open-end credit that is offered by banks and other lenders.

How long does a bankruptcy stay on your credit report

Profits made from selling an investment

Exchanging goods and services for other goods and services without spending money is called

When experiencing financial difficulties, the first action to take is to notify your

The Federal Government uses _______________to regulate the nation's money supply.

Dividing investment money among several different types of investments to avoid risk is

The difference between the amount of money budgeted for and the actual amount spent

These purchases are deducted from your checking account immediately

Represent individual investors who want to buy or sell stocks, bonds and other securities

Knowledge of the facts, concepts and technological tools that are basic to being smart about money

Income that is left over after you pay your taxes, fixed expenses a other essential living expenses is called ________________income

Before a company can raise capital by issuing stocks or bonds it must register with the

Since the debt ratio is calculated by dividing liabilities by net worth, the lower the debt ratio the ___________off you are financially.

The value of the best option or alternative given up in a trade off

Are backed by the full faith and credit of the US government, and are very low risk

When existing shares of tock divides into a larger number of shares and price of each share is reduced accordingly. 40 shares worth $80. would now be 80 shares for $40.

The amount of money the insured must pay when a claim is settled

a speculative method whereby an investor borrows up to 50% of the money needed for an investment from a brokerage firm

This plan is designed to help the shareholder to acquire additional shares of the stock by immediately reinvesting in the same company.

This act requires that the finance charge and APR is disclosed to the consumer in advance

Under normal circumstances, withdrawals from a ____________ before retirement age are subject to both taxes and a penalty unless it is used for education, purchasing your first home and medical emergencies.