Types of Car Insurance | Terms | Scenarios |
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What is liability insurance
Insurance that covers damages that were your fault.
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What is a premium
The lower this is, the less money you have to pay every month.
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What is comprehensive insurance.
Hubert lives in a area that is known for frequent hurricanes and flooding Hubert should get _____
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What is collision insurance.
Insurance that will pay for repairs if repair costs are greater than the value of the car.
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What is a deductible.
The amount of money you have to pay towards damages before your insurance company will cover the rest.
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What is collision insurance.
Phillip is only concerned with damage done to his car and trusts his own driving ability, he should get ____
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What is comprehensive insurance
Will pay for damages caused by something other than a car accident (weather damage, fallen tree branch, etc)
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What is a claim.
A request you make to your insurance company so that they can pay for damages to your car.
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What is liability insurance.
Hermes hits a parked car on the way out of his driveway, ____ insurance would help Hermes the most.
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What is personal injury protection.
Insurance that will pay for you and other passengers hospital bills if injured in a car accident.
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What is a deductible.
The higher this is, the more money you have to pay when you get in a car accident.
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What is $500.
Flexo gets into a car accident that is his fault, he has liability insurance but his premium is $300 and his deductible is $500. How much does Flexo have to pay for damages?
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What is underinsured motorist protection.
Covers damages to your car if the driver at fault doesn't have enough coverage to pay for your car.
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What is a premium.
This is determined by a number of factors, including your age, where you live, and the type of car you drive.
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