| Life Insurance | Mortgages | Lines of Credit | Loans |
|---|---|---|---|
|
What is pre existing condition exclusion
12 months before or after applicable to loans less than $50,000
|
What is the age that coverage ends?
75
|
What is how are payments calculated
Based on applicants age the premium is calculated per $1000
|
|
|
What is $100,000
The maximum benefit for mortgages and lines of credits
|
What is grace period?
75
|
What is the maximum coverage?
100,000
|
What is the time Cumis will pay your loan if disabled
24 months
|
|
What is the maximum term for loan life coverage
15 years.
|
What is the maximum term of insurance
35
|
What is the pre existing exclusion?
12 months
|
What is loan life insurance?
Cumis pays out your full loan.
|
|
What is applying for mortgage or line of credit life insurance?
You are required to do health questionnaire
|
What is the maximum terms of benefits for disability?
24 months per claim
|
What is the maximum issue age?
69
|
What is you must be working 20 hours a week
To be eligible for disability
|
|
What is the maximum age for all coverages except critical illness?
69
|
What is $3000 a month
The maximum benefit for disability.
|
What is the date that critical illness uses for the balance on a line of credit claim?
The date of diagnosis
|
What is self destruction clause for loan critical illness
No benefit will be paid if you attempt to take your own life and inflict injuries and survive
|
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