Same day availability-200
Next day availability-0
Remaining funds- 5 business days

Member deposits one or more checks totaling more then 5K, anything over 5K can be held for 5 business days.

Money that comes directly from another FI possibly out of the country

A note must be placed for a check over this amount If there is no hold

An animal with three hearts

Same day availability-200
Next day availability-4,800
Remaining funds- 5 business days

member presents a check that has been returned unpaid.

A check cut directly from another FI

All business checks and cashiers checks over this amount must be called to verify.

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Same day availability-0
Next day availability-0
Remaining funds- 9 business days

Some information on the check is not consistent with other parts. Or check is post or stale dated.

A deposit made by your employer

A check in this amount must be approved and initialed by a supervisor

This animal in the wild calls each other by name

Monday-Friday excluding federal holidays

Failure of communications or computer equipment

Checks you get around April that you can verify online

The person responsible for determining to places a hold if there is doubt

This animal plants thousands of new trees by forgetting where they place their acorns

New Years day, Martin Luther king day, Presidents' Day, Memorial Day, 4th of July, Labor Day, Columbus day, Veterans Day, Christmas.

Accounts with NSF activity (6 or more times in the last 5 months)- indicated in the notes

Funds that are ALWAYS available right away NO HOLDS no matter what NO EXCEPTIONS

The best branch in the credit union

These animals hold hands while they sleep to keep from drifting apart