True/False
When you're retired, you'll still have to pay taxes.

This is a security that represents part ownership of a company.

A. Stock
B. Bond
C. Certificate of Deposit
D. Annuity

This is the cure for this. (Double answer)

A. Investing wisely; estate planning
B. Love; the income gaps in our society
C. Generosity; selfishness
D. Selfishness; thinking of others first

True/False:
When you invest, your goal is to earn a negative rate of return on investment.

This is the Fifth Foundation
A. Pay cash for your home
B. Build wealth and give
C. Save for retirement
D. Pay cash for college

Roth IRA, 401(k), 403(b), 457, and Simplified Employee Pension are all examples of this.

A. Tax forms
B. Mutual funds
C. Retirement plans
D. Investment bankers

Diversification reduces this by using a mix of investment types in your portfolio.

A. Income
B. Retirement funds
C. Risk
D. Mutual Funds

True/False
You should wait to be generous until you have money to give.

Certificates of deposit and money market accounts are both examples of investments with this risk and this return. (Two words)

A. Low; low
B. Low; high
C. High; high
D. High; low

Never ______ something you don't _______.

A. Buy; invest in
B. Finance; think will appreciate in value
C. Invest in; understand
D. Diversify; enjoy

This is the process of figuring out how much money you'll need in retirement and creating a plan to get there.

A. Investment banking
B. Outrageous generosity
C. Retirement planning
D. Retirement accounting

Never invest your money in this because it/they are extremely risky.

A. CD's
B. Mutual funds
C. Single stocks
D. Real estate

Live like no one else now, so later you can live and do this like no one else.

A. Be selfish
B. Work hard
C. Hoard your resources
D. Give

True/False:
Before you invest, you should make sure a mutual fund has done well for 5-10 years.

This is key when it comes to compound growth.

A. Time
B. Money
C. Attitude
D. Roth IRA

Be aware of any this you might receive, but don't bank on it as a key part of your retirement plan.

A. Tax refunds
B. Inheritance
C. Retirement
D. Rate of return

True/False
Usually, the more liquid an asset is, the less return you can expect.

You can build a legacy you will be proud of by doing this.

A. Giving your time and money to others
B. Keeping 10-12 months of living expenses in your emergency fund
C. Thinking of yourself first
D. Sending your kids to trade schools

Investing your money earns you more money because of this.

A. Checking accounts
B. Mortgage payments
C. Compound growth
D. Short-term savings

Social Security benefits are meant to do this to your income.

A. Replace 40% of
B. Tax 100% of
C. Decrease
D. Fully replace

Mutual funds are less risky and can outperform the stock market because of this.

A. They're not diversified
B, They guarantee a high rate of return
C. They're fully liquid
D. They invest in several companies at once

You should always do this when donating money.

A. Assume the best and trust the charity will use your donation well
B. Identify a cause that matters to you and research the charity thoroughly
C. Make short-term commitments to various charities
D. Give to as many organizations as possible to share the love

Bull and Bear are references to this.

A. The stock market
B. The real estate market
C. Your investments
D. Mutual funds

The three components of compound growth are money, time and this.

A. A large paycheck
B. Investments
C. Retirement
D. Rate of return