This Regulation mandates that lenders provide a written notice of explanation to why a applicant was rejected.

This mandated and highly regulated customer onboarding process includes authentication, customer due diligence and digital identity.

Aggregated data on a loan that a loan review committee will review to determine whether to approve or reject the loan.

The last new customer to sign with nCino

Real Time Core Interface will be readily available for customers through this partner vendor

This is the whole name of the regulation that helps show if lenders are serving the housing needs of the entire community.

Popular in the retail banking space, this company offers a web based solution that streamlines the account opening and funding transaction process as well as consumer loan management - products include Xpress Accounts and LoansPQ.

This calculation determines the estimate of credit losses within a portfolio and a reserve of money to cover "bad debt".

What is our 100th Go Live Customer?

This doc prep solution is now integrated into nCino helping validate our market presence in the retail vertical

As part of this regulation, federal agencies assess and "grade" a lending institutions activities in low and moderate income neighborhoods

Third party vendors such as credit bureaus can integrate into nCino and other bank systems through these...

This new credit regulation requires "life of loan" estimates of losses to be recorded for unimpaired loans at origination or purchase

These are loans on the books of financial institutions that are in default

nCino offers an integration through LexisNexis to help lenders ensure a potential client is not listed on this government agencies watch list.

This functionality built into nCino helps users remain compliant with easy management of constantly changing regulations.

This nCino feature embeds a FI's pre-qualification criteria, pricing matrix and risk thresholds and produces a scorecard and recommendation for the lender.

These are applied to loans to indicate the health (likelihood the loans will be paid) and can be applied to an individual loan or an entire portfolio and are performed using benchmarks.

What does the FFIEC Stand for

This company/product is a new integration for our BOS that will assist with small business scoring and risk modeling and will be critical in our pursuit to be the industry's only true end to end small business lending solution

This regulation places limits on the credit extension that a member bank can offer to its executive officers, principal shareholders and directors.

Banks must check against this organizations database to ensure clients have no affiliation with terrorist groups and other national security threats.

Often take the form of financial ratios, such as maximum debt to asset ratios, these are formal debt agreements that certain activities will or will not be carried out.

The measure of the difference between the interest income generated by banks and the amount of interest paid out to their lenders.

This new integration (fall 2017) verifies a potential borrower’s identity to help prevent fraud while maintaining compliance.