Indexed Universal Life Annuity Products Riders Universal Life Variable Universal Life
100
Brightlife Grow
What is the name of AXA's Indexed Universal Life Product?
100
Investment Edge
Which AXA Annuity includes Income Edge, an innovative feature that allowsinvestors to reduce taxes on a portion of their withdrawals?
100
Guaranteed Minimum Income Benefit/ Retirement Cornerstone
What does GMIB stand for and in which AXA Annuity product can it be found in?
100
Brightlife Protect
Which AXA Life Product is specifically designed to provide cost effective death benefit protection with an index link interest option?
100
Optimizer
Which AXA Life Product is ideally suited for a client interested in cash accumulation while being subject to market risk?
200
$50
What is the "Minimum Initial Premium" or the amount that must be paid to place the policy in force for the Brightlife Grow?
200
90%
A request to withdraw what percent or more of the cash value will terminate the Structured Capital Strategies account for a client?
200
1.15%
What is the rider charge for the GMIB?
200
15 years
How many years would a surrender charge be applied for the Brightlife Protect?
200
$100,000
What is the minimum face amount for the Optimizer?
300
8
How many indexed accounts are there for the Brightlife Grow? Extra Points: Name 4 of them
300
$5000
What is the initial investment for the Retirement Cornerstone Series B?
300
25%
How much downside risk does the market stabilizer option protect in the Optimizer III?
300
Table D
Clients at this underwriting rating or better are eligible for the Long Term Care Services Rider?
300
9th year
When does the customer loyalty credit begin in the Optimizer?
400
$50000
What is the minimum face amount for the Brightlife Grow?
400
Protected Benefit Account
The primary goal of which account is to help the client continue to potentially build assets while assuring future income-generating power through an optional benefit
400
$100,000
What is the minimum face amount in order to apply for the Long Term Care Services Rider?
400
Modified Endowment Contract
In general, a policy becomes this if the cumulative amount of premiums paid less non-taxable withdrawals exceeds the cumulative 7-Pay
Premiums at any time during the first seven policy years or within seven years of a material policy change.
400
10 years
What is the surrender schedule for the Optimizer?
500
5, begins on 6th year
After how many years does the segment bonus of .25% begin in the core index for Bright Life Grow?
500
$25000 & $1.5 Million
What is the minimum and maximum initial investment for the Structured Capital Strategies?
500
$0
What is the cost for the Charitable Legacy Rider?
500
8%
The premium charge for the first 2 years is what on the Brightlife Protect?
500
after the 1st year, after the 2nd year
What can a client increase and decrease their face amount on the Optimizer?






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